About

Most personal finance advice is noise. Products dressed up as guidance. Complexity used to confuse rather than clarify. Opinions with an agenda buried somewhere underneath.

I’m a Chartered Accountant and auditor. My job is to cut through the presentation and find what’s actually true — in financial information, in business decisions, in the numbers behind the numbers.

Net of Nonsense is that same instinct applied to your finances. No products. No agenda. Just clear thinking about money, written for people who want to make better decisions without wading through the nonsense first.

Here you’ll find three kinds of writing:

The Basics — the foundations of personal finance, explained clearly. The things that matter most but rarely get taught properly.

Money Moments — the financial decisions that actually change your life. Buying a home, changing jobs, starting to invest. Practical thinking for real situations.

The Take — my view on what’s happening in money and why it matters to you. Grounded analysis, no hype.